Freda M. Smith, 92, died November 13, 2009 at Lutheran Hospital. She was born in Huntington, daughter of the late Elmer and Loretta Yarger. She has been a life long resident of Fort Wayne area, retiring from Lincoln National Life Insurance after 40 years of service. She was preceded in death by her husband of 63 years, Harry E. Smith on January 19, 2009. No Services. Private Burial at Covington Memorial Gardens Cemetery. In lieu of flowers preferred memorials are to the Cystic Fibrosis Foundation. For ease & simplicity in ordering sympathy floral arrangements online, from the comfort & convenience of your home or office, please visit our website at www.memorygardensfloral.com. Numerous photographs for you to browse and a price range for every budget. This is a local floral ordering service and is under the complete direction & supervision of the staff at Covington Memorial Gardens & Funeral Home.